Yes, like Pogs, feathered bangs, and paper checks, it often seems that free checking is a thing of the past. Unfortunately, despite the cost, its getting harder to avoid the necessity of a bank account how get a personal loan online todays digital world, particularly if you need other financial products. The Majority of Lenders Will Require a Checking Account. Whether we like it or not, between direct deposits and online shopping, the average consumer needs a bank account simply to function in the modern financial world.
And while you can obtain prepaid cards and use cash for most purchases, some things in life simply require a checking account - and that includes obtaining a personal loan, regardless of your credit.
In fact, excepting a few questionable payday lenders, the vast majority of lenders will require you to have a valid checking account as a basic application requirement. For one thing, thats where the lender will most likely deposit your funds if youre approved.
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